Put a price on the work nobody invoices
Cost Of is five free calculators for money that never appears on a bill: the recurring meeting, the SaaS stack, interruptions, the hire that didn't work out, and the hours your service is down. Each one turns numbers you already know into a single annual figure, printed as a receipt you can send to someone.
What Cost Of is
Every company runs on costs that no invoice ever shows. Nobody signs off on the standup. Nobody approves the six interruptions a day. The bill still arrives — it is just paid in salary, quietly, twelve months a year.
Cost Of asks for a handful of inputs — how many people, how long, how often, roughly what they earn — and gives back one number with the arithmetic shown line by line. Five calculators cover the costs that come up most often in real budget arguments, and each one prints the same kind of receipt.
There is no account, no signup and no backend. Everything is computed in your browser, and every input is encoded in the page URL, so sharing a result is just sharing a link: whoever opens it sees your numbers on their own screen and can immediately change them.
Why one number changes the conversation
Arguing about meetings in the abstract goes nowhere, because both sides are right in the abstract. A weekly one-hour meeting with ten people is not "an hour" — it is 480 people-hours a year, a quarter of a full-time role, spent on one recurring calendar entry. That is a fact you can put on a slide.
The receipt matters as much as the total. Every line is visible: the hourly cost, the number of occurrences, the overhead. So the person you send it to can argue with an assumption instead of with you — and the discussion moves from "meetings are bad" to "do all eight people need to be there, and does it need to be weekly".
That is also why nothing is hidden behind a paywall or a sign-up form. A cost argument only works if the other side can re-run it themselves.
How the calculators work
Every people cost starts from the same formula: annual gross salary × a fully-loaded multiplier ÷ working hours per year. The multiplier covers what the employer pays on top of gross salary — employer taxes, benefits, equipment, software. The default is 1.3, and both the multiplier and the working year are editable.
Everything is then annualised, so a 30-minute meeting and a monthly subscription can sit on the same receipt. Frequencies become occurrences per year: weekly is 48 by default, every workday is 5 × 48 = 240, monthly is 12.
The result is rendered as a receipt: each input becomes a line, the lines add up to a total, and a plain-language sentence underneath translates the total into something human — full-time salaries, working days, or money per minute. The coupon at the bottom is the cheapest change you could make.
Nothing about the calculation is a black box. If a number looks wrong, the line that produced it is right there, and the assumption behind it is a field you can edit.
Where the presets come from
Salary presets are median gross annual pay by country and role, in local currency, for 15 countries and 10 roles. They were curated from official statistics (BLS, ONS, Job Bank, CAGED and equivalents) and large salary surveys, then re-checked figure by figure against a second source. They are starting points, not truth about your company: type your own number and the whole receipt follows it.
SaaS prices are public list prices per seat per month on annual billing, taken from the vendors' own pricing pages. Real invoices are usually lower after negotiation and higher after add-ons, so the calculator lets you overwrite every price, seat count and billing unit.
The research constants — about 23 minutes to return to interrupted work, a fully-loaded multiplier around 1.3, 1,920 working hours a year — are cited with their sources on the home page, including where a widely repeated figure turned out to have no traceable origin.
What it deliberately does not do
It is not accounting software. There is no per-country employer-tax model, no VAT, no currency conversion between countries, and no attempt to model opportunity cost, morale or the value of the work the meeting produced. One receipt uses one currency.
It does not collect your inputs. There is no server to send them to; the numbers exist in your browser and in the link you choose to share. Page visits are counted anonymously, without cookies and without any of the values you typed.
And it does not tell you to cancel the meeting. Plenty of expensive meetings are worth every hour. The point is to know the price before you decide.
Five ways people use it
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01
Shrinking a recurring meeting
Price the meeting as it is, then re-price it with two fewer attendees or at half the length. The difference is the annual saving, and the link carries both versions — send them to whoever owns the calendar invite.
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02
The annual SaaS renewal
List every tool you pay for with its seat count before renewal season. The receipt shows cost per person per year and which handful of lines make up most of the bill, which is where the negotiation and the seat audit should start.
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03
Making the case for focus time
Interruptions are the hardest cost to argue about because everyone experiences them differently. Six interruptions a day at 23 minutes of recovery, across a team and a working year, turns into hours and salary — which is a proposal for no-meeting blocks, not a complaint.
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04
Justifying a slower hiring process
Put the cost of one hire that did not work out next to the cost of a paid trial week or an extra interview loop. The comparison is usually not close, and it makes the case for taking two more weeks to decide.
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05
Funding reliability work
An uptime promise is hours of outage in disguise: 99.9% is 8.8 hours a year. Priced against revenue per hour and the people pulled into every incident, it becomes a budget line for runbooks, alerting and on-call — before the next outage rather than after it.
Questions
Is Cost Of free?
Yes. All five calculators are free, with no account, no signup, no trial and no usage limits. There is no paid tier to upsell you to.
Do my numbers get sent anywhere?
No. The site is static and there is no backend to receive them: everything is computed in your browser, and your inputs live in the page URL. Visits are counted with anonymous, cookie-free analytics that record the page address, not what you typed. The only way your numbers travel is if you share the link yourself.
Where do the salary presets come from?
Median gross annual pay by country and role, in local currency, curated from official statistics and large salary surveys and re-checked against a second source. Every preset is editable — if you know what your team costs, type that instead and the receipt recalculates.
What is the fully-loaded multiplier?
Gross salary is not what an employee costs. Employer taxes, benefits, equipment and software sit on top, so employer cost ≈ salary × 1.25 to 1.4. US Bureau of Labor Statistics data puts benefits and payroll taxes near 30% of total compensation. The default here is 1.3 and you can change it.
Why 1,920 working hours a year?
48 working weeks × 40 hours, which nets out roughly four weeks of holidays and leave. US payroll convention uses 2,080 hours (52 × 40) and OECD actual-hours data lands closer to 1,800. Anything between 1,700 and 2,000 is defensible; the field is editable.
Can I use my own currency and country?
Yes. Fifteen countries with local-currency presets, twelve currencies, and a custom option for both. Numbers are formatted for the language you are reading the site in. A receipt uses a single currency — there is no exchange-rate conversion between countries.
How accurate is this?
It is an estimate built from your assumptions, not an audited figure. The arithmetic is exact and every line is shown, so the accuracy of the total is exactly the accuracy of the inputs. Defaults lean conservative: switching overhead is off by default, and the context-switching calculator caps recovery time at one working day per person.
How do I share a result?
Copy the link — it carries every input — or save the receipt as an image. There is also a share card page whose link preview shows the headline number, so the total is visible in chat before anyone clicks.
Can I use these numbers in a business case?
That is what they are for. Show the receipt rather than the total alone, state the assumptions you changed, and give the link so the reviewer can re-run it with their own salary figures. A number someone can reproduce survives the meeting; one they cannot does not.
Who makes Cost Of?
Autofract, a small studio that builds focused tools for decisions people actually have to make. Cost Of is free and stays free.
Price something
Pick the cost that is bothering you. It takes about a minute, and you can send the result to someone who can change it.
Open the meeting calculator →Part of Autofract
Cost Of is one of a handful of small, focused tools built by Autofract — each one does a single job and does it without an account.